Finova Payments Collect payments.
Route them where they belong.
Plug your application into Finova payments in minutes. Per-invoice, per-customer Lipa Numbers, signed webhooks, multi-entity settlement, full audit trail — no infrastructure to run.
Signed webhooks
Stripe-style t=…,v1=… signatures with replay protection. Rotate secrets without downtime.
Per-invoice Lipa Number
Get a fresh Lipa Number for every invoice. Routes back to the right app and entity automatically.
Multi-entity settlement
One app, many beneficiaries. Per-entity bank or mobile-money payout on your schedule.
Reserve + chargeback
Configurable hold window and refund debits — protect downstream apps without manual reconciliation.
Scoped API keys
Stripe-style sk_live / sk_test keys with per-resource scopes, IP allowlists, and rotation.
Audit & idempotency
Every authenticated call is logged. Idempotency-Key replays cached responses safely.
How it works
Four steps from sign-in to first settled payment.
- 1
Sign in
Your admin creates your account; you set a password and enrol SMS 2FA.
- 2
Register your app
Add a callback URL and copy your whsec_ secret once.
- 3
Add entities
Each beneficiary (school, branch, vendor) gets its own settlement details + KYC.
- 4
Create Lipa Number
Per invoice — share the Lipa Number with your customer, watch the webhook flow in.
KYC required before go-live
Live disbursement is unlocked only after each settlement entity passes KYC. You can build and test on sk_test_ keys without it; live payouts will not run until KYC is approved per entity.
Ready to route your first payment?
Your admin has created your account. Sign in to set your password and enrol 2FA.
Sign in